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State Farm vs. GEICO 2026: Which Is Cheaper After a Crash?
State Farm is usually cheaper on the sticker and forgives accidents far more gently — GEICO raises rates 73% after an at-fault crash versus State Farm's 14%. But GEICO's discount stack and digital service win for a different kind of driver. Here's the split.
SmartRates Editorial Team
July 30, 2026