Articles tagged “budgeting”
3 articles
savings8 min read
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Labor Day 2026 Financing Deals: When 0% APR Is Actually a Good Idea
Labor Day weekend (September 7, 2026) brings the year's biggest mattress, furniture, and appliance sales — often paired with 0% financing offers. Here's how to tell a genuine deal from a deferred-interest trap.
SmartRates Editorial Team
August 30, 2026
savings8 min read
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Back-to-School Spending Hit a Record $43.3 Billion in 2026 — Here's How to Avoid Financing It
The average K-12 family plans to spend $863.86 this year, led by electronics. Here's a plan to cover it without carrying a credit card balance into fall.
SmartRates Editorial Team
August 21, 2026
general6 min read
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We're Halfway Through 2026 — Six Money Moves Worth an Hour of Your Time
June is an odd moment to think about money. No New Year resolutions, no tax deadline looming. That's exactly why a quick mid-year check pays off: almost nobody bothers, so a little effort goes a long way.
SmartRates Editorial Team
June 26, 2026