cards7 min read
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U.S. Bank Cash+ vs. Bank of America Customized Cash Rewards: Best Cash Back Credit Card in 2026?
Both let you pick which categories earn bonus cash back. U.S. Bank pays 5% on two categories you choose; Bank of America pays 3% on one — but its Preferred Rewards program can push that as high as 5.25%.
SmartRates Editorial Team
July 8, 2026