cards10 min read
📗
Best Credit Cards for Good Credit (670–739) in 2026
At 670 you qualify for almost every no-annual-fee rewards card worth having — flat 2% cash back, 3% dining, and real welcome bonuses. Here's what approves at 670, 700, and 720, and the one card tier still out of reach.
SmartRates Editorial Team
July 30, 2026