Articles tagged “mortgage rates”
3 articles
mortgage13 min read
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AI Mortgage Rate Comparisons Can Be Stale—How to Verify Before You Lock
Use AI to decode a Loan Estimate, not to invent today's rate. Compare same-day written offers by APR, points, lender credits, and cash to close.
SmartRates Editorial Team
August 9, 2026
mortgage8 min read
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Mortgage Rates Are Stuck Above 6%: What Buyers and Owners Are Actually Doing in 2026
The 30-year fixed is sitting around 6.5% and economists expect it to stay above 6% for the rest of the year. Here's how to make a smart move now instead of waiting for cuts that may not come.
SmartRates Editorial Team
June 25, 2026
mortgage11 min read
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Is Now a Good Time to Buy a House in 2026?
Mortgage rates have cooled from their 2023 peaks, but affordability is still stretched. Here's an honest look at the 2026 housing market and how to decide if you're ready.
SmartRates Editorial Team
June 11, 2026