Articles tagged “retirement”
2 articles
retirement8 min read
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The 2026 401(k) and IRA Limits Jumped — and a New Roth Catch-Up Rule Just Kicked In
You can now stash $24,500 in a 401(k) and $7,500 in an IRA. But the bigger 2026 story is a SECURE 2.0 rule that forces many higher earners to make catch-up contributions as Roth — and it's already in effect.
SmartRates Editorial Team
June 22, 2026
retirement10 min read
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Roth IRA vs 401(k): Which Should You Prioritize in 2026?
Both accounts offer powerful tax advantages, but the right choice depends on your income, tax bracket, and when you expect to retire. Here's how to decide.
SmartRates Editorial Team
June 9, 2026