At a Glance
Rates & Fees
Key Features
One application returns up to 4-5 competing offers from partner lenders
Covers new, used, refinance, private-party, and lease buyout loans
More than half of partner lenders offer soft-pull pre-qualification
Operating as a lending marketplace since 2004
Pros & Cons
Pros
- Compares multiple lender offers from a single application
- Entirely online, roughly 2-minute application
- Co-signers and co-borrowers permitted
- No fees charged by myAutoloan.com itself
Tradeoffs
- Not a direct lender — actual rates and terms set by partner lenders
- Not available to residents of Alaska or Hawaii
- $5,000-$8,000 minimum loan amount excludes cheaper vehicles
- Limited rate-discount options for autopay
How to Apply
Get pre-qualified with myAutoloan.com to see an estimated rate before you shop for a vehicle, if the lender offers it.
Compare your pre-qualified rate against at least one other lender or your dealership's financing offer.
Gather proof of income, insurance, and identification, plus the vehicle's details (VIN, price, mileage) for the formal application.
Submit the full application through myAutoloan.com directly; approval usually involves a hard credit inquiry.
Review the final APR, term, and total interest on the loan agreement before signing at the dealership or online.
How It Compares
Current product highlighted| Product | APR Range | Loan Amount | Vehicle Age Limit |
|---|---|---|---|
| myAutoloan.com Auto Loan Marketplace | 4.49%–31.9% | $5,000–$100,000 | New (current model year minus one) & used up to 10 years old, under 125,000 miles |
| Consumers Credit Union Auto Loan | 3.99%–19.99% | $250–$500,000 | New & used (up to 10 years old) |
| PenFed Auto Loan | 5.19%–17.99% | $500–$150,000 | New & used |
| LightStream Auto Loan | 7.24%–15.89% | $5,000–$100,000 | Any age |
Rates and terms shown are illustrative as of 2026 and vary based on creditworthiness, vehicle, and loan term — always confirm current terms directly with the lender.