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Brokerage Account Review📲 Simplest Way to Start Investing

Cash App Investing

Block, Inc.

Stock trades $0. Beginners and existing Cash App users who want the simplest possible way to start investing small amounts.

At a Glance

Stock Trades

$0

Options Trades

Not supported

Min. Deposit

$1

Research Tools

Basic

Fractional Shares

Yes

Crypto Trading

Yes

Rates & Fees

Stock Trades

$0

Options Trades

Not supported

Min. Deposit

$1

Account/Inactivity Fee

None

Full Transfer-Out Fee

$75 for a full account transfer (ACAT)

Key Features

Buy stocks and Bitcoin for as little as $1 directly inside the Cash App you already use to send money

Fractional share investing built for first-time investors with no account minimum

Seamless transfers between Cash App balance, banking, and investing in one app

Pros & Cons

Pros

  • Extremely low barrier to entry — invest with $1
  • One of the simplest ways to buy stocks and Bitcoin in a single mobile app
  • No monthly or account fees

Tradeoffs

  • No IRAs or retirement accounts
  • No options or margin trading, and only Bitcoin (no other cryptocurrencies)
  • Mobile-only with minimal research or charting tools

Best for: Beginners and existing Cash App users who want the simplest possible way to start investing small amounts

How to Apply

Decide which account type fits your goal — Block, Inc. offers Individual.

Have your Social Security number, employment information, and a funding source (bank account or transfer) ready.

Open the account directly on Block, Inc.'s site or app; identity verification is required by federal law for all brokerages.

Fund the account with at least $1 to meet the minimum deposit requirement.

Review commission schedules and any account fees before placing your first trade.

How It Compares

Current product highlighted
ProductStock TradesOptions TradesMin. Deposit
Cash App Investing$0Not supported$1
Fidelity Investments$0$0.65/contract$0
Charles Schwab$0$0.65/contract$0
E*TRADE$0$0.65/contract ($0.50 for 30+ trades/qtr)$0

Frequently Asked Questions

Does Block, Inc. charge fees to trade stocks?

Block, Inc.'s stock trade commission is "$0." Options trades are priced at Not supported, and other fees (like broker-assisted trades or account transfers) can still apply.

What's the minimum deposit for Block, Inc.?

Block, Inc. requires a minimum deposit of $1 to open this account.

Can I trade fractional shares and crypto with Block, Inc.?

Block, Inc. supports fractional shares, and does offer direct crypto trading.

Are there any ongoing or account-closing fees with Block, Inc.?

Account/inactivity fee: None. Fee to transfer your full account to another broker: $75 for a full account transfer (ACAT). Transfer-out fees are common industry-wide and are charged by the broker you're leaving, not the one you're moving to.

How does Block, Inc. compare to other brokerages?

See the "How It Compares" table on this page for a few close alternatives side by side, or browse the full list of brokerage accounts to compare commissions, minimums, and platform features.

Other Brokerage Accounts

Fidelity Investments

Stock trades: $0

Charles Schwab

Stock trades: $0

E*TRADE

Stock trades: $0

Fees and features shown are illustrative as of 2026 and subject to change — always confirm current terms directly with the broker before opening an account.

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