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Brokerage Account Review🏦 Best Chase Integration

J.P. Morgan Self-Directed Investing

J.P. Morgan

Stock trades $0. Chase customers, beginner investors, and bank-integrated portfolios.

At a Glance

Stock Trades

$0

Options Trades

$0.65/contract

Min. Deposit

$0

Research Tools

Intermediate

Fractional Shares

Yes

Crypto Trading

No

Rates & Fees

Stock Trades

$0

Options Trades

$0.65/contract

Min. Deposit

$0

Account/Inactivity Fee

None

Full Transfer-Out Fee

$75 for a full account transfer

Key Features

$0 online trades for stocks, ETFs, options, mutual funds, money market funds, and Treasuries

Fractional shares of S&P 500 and Nasdaq-100 stocks and ETFs from $5

Instant cash transfers and integrated Chase banking dashboard

Pros & Cons

Pros

  • Strong fit for existing Chase banking customers
  • No minimum balance to open
  • J.P. Morgan research ideas and performance tracking built in
  • Broad $0 online product lineup beyond stocks and ETFs

Tradeoffs

  • Options still carry a $0.65 per-contract fee
  • Fractional universe is narrower than brokers offering all-stock fractional trading
  • No paper trading or direct crypto trading

Best for: Chase customers, beginner investors, and bank-integrated portfolios

How to Apply

Decide which account type fits your goal — J.P. Morgan offers Individual, Joint, Roth IRA, and more.

Have your Social Security number, employment information, and a funding source (bank account or transfer) ready.

Open the account directly on J.P. Morgan's site or app; identity verification is required by federal law for all brokerages.

Fund the account with any amount — this broker has no minimum deposit requirement.

Review commission schedules and any account fees before placing your first trade.

How It Compares

Current product highlighted
ProductStock TradesOptions TradesMin. Deposit
J.P. Morgan Self-Directed Investing$0$0.65/contract$0
Fidelity Investments$0$0.65/contract$0
Charles Schwab$0$0.65/contract$0
E*TRADE$0$0.65/contract ($0.50 for 30+ trades/qtr)$0

Frequently Asked Questions

Does J.P. Morgan charge fees to trade stocks?

J.P. Morgan's stock trade commission is "$0." Options trades are priced at $0.65/contract, and other fees (like broker-assisted trades or account transfers) can still apply.

What's the minimum deposit for J.P. Morgan?

J.P. Morgan doesn't require a minimum deposit to open an account, so you can start with any amount.

Can I trade fractional shares and crypto with J.P. Morgan?

J.P. Morgan supports fractional shares, and does not offer direct crypto trading.

Are there any ongoing or account-closing fees with J.P. Morgan?

Account/inactivity fee: None. Fee to transfer your full account to another broker: $75 for a full account transfer. Transfer-out fees are common industry-wide and are charged by the broker you're leaving, not the one you're moving to.

How does J.P. Morgan compare to other brokerages?

See the "How It Compares" table on this page for a few close alternatives side by side, or browse the full list of brokerage accounts to compare commissions, minimums, and platform features.

Other Brokerage Accounts

Fidelity Investments

Stock trades: $0

Charles Schwab

Stock trades: $0

E*TRADE

Stock trades: $0

Fees and features shown are illustrative as of 2026 and subject to change — always confirm current terms directly with the broker before opening an account.

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