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Brokerage Account Review🌱 Best for Beginners

Stash

Stash Financial, Inc.

Stock trades $0 (included in subscription plan). Beginner investors who want small, automated, habit-forming investing with educational guidance.

At a Glance

Stock Trades

$0 (included in subscription plan)

Options Trades

Not supported

Min. Deposit

$0

Research Tools

Basic

Fractional Shares

Yes

Crypto Trading

No

Rates & Fees

Stock Trades

$0 (included in subscription plan)

Options Trades

Not supported

Min. Deposit

$0

Account/Inactivity Fee

$12/month (single Stash Plan; discounted to $108/yr, ~$9/mo, if billed annually)

Full Transfer-Out Fee

$75 for a full account transfer

Key Features

Beginner-focused guided investing with automated recurring deposits

Stock-Back® rewards card earns fractional shares on everyday purchases

Educational content built into the app for first-time investors

Pros & Cons

Pros

  • Low-dollar fractional investing designed for beginners
  • Stock-Back rewards card is a distinctive way to build a portfolio passively
  • Flat monthly subscription instead of a percentage-of-assets fee

Tradeoffs

  • Flat monthly fee can be costly as a percentage of a small account balance
  • Limited research and trading tools compared to full-service brokers
  • No options or margin trading

Best for: Beginner investors who want small, automated, habit-forming investing with educational guidance

How to Apply

Decide which account type fits your goal — Stash Financial, Inc. offers Individual, Roth IRA, Traditional IRA, and more.

Have your Social Security number, employment information, and a funding source (bank account or transfer) ready.

Open the account directly on Stash Financial, Inc.'s site or app; identity verification is required by federal law for all brokerages.

Fund the account with any amount — this broker has no minimum deposit requirement.

Review commission schedules and any account fees before placing your first trade.

How It Compares

Current product highlighted
ProductStock TradesOptions TradesMin. Deposit
Stash$0 (included in subscription plan)Not supported$0
Fidelity Investments$0$0.65/contract$0
Charles Schwab$0$0.65/contract$0
E*TRADE$0$0.65/contract ($0.50 for 30+ trades/qtr)$0

Frequently Asked Questions

Does Stash Financial, Inc. charge fees to trade stocks?

Stash Financial, Inc.'s stock trade commission is "$0 (included in subscription plan)." Options trades are priced at Not supported, and other fees (like broker-assisted trades or account transfers) can still apply.

What's the minimum deposit for Stash Financial, Inc.?

Stash Financial, Inc. doesn't require a minimum deposit to open an account, so you can start with any amount.

Can I trade fractional shares and crypto with Stash Financial, Inc.?

Stash Financial, Inc. supports fractional shares, and does not offer direct crypto trading.

Are there any ongoing or account-closing fees with Stash Financial, Inc.?

Account/inactivity fee: $12/month (single Stash Plan; discounted to $108/yr, ~$9/mo, if billed annually). Fee to transfer your full account to another broker: $75 for a full account transfer. Transfer-out fees are common industry-wide and are charged by the broker you're leaving, not the one you're moving to.

How does Stash Financial, Inc. compare to other brokerages?

See the "How It Compares" table on this page for a few close alternatives side by side, or browse the full list of brokerage accounts to compare commissions, minimums, and platform features.

Other Brokerage Accounts

Fidelity Investments

Stock trades: $0

Charles Schwab

Stock trades: $0

E*TRADE

Stock trades: $0

Fees and features shown are illustrative as of 2026 and subject to change — always confirm current terms directly with the broker before opening an account.

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