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Credit Card Review🏨 Best Hotel Card

Marriott Bonvoy Boundless® Credit Card

Issued by Chase

6x at Marriott Bonvoy hotels, 3x on up to $6,000/yr combined at grocery stores, gas stations & dining, 2x on everything else — plus 125,000 bonus points + 1 Free Night Award after $3,000 spend in first 3 months, plus up to $100 in statement credits for airline incidentals.

At a Glance

Annual Fee

$95

Purchase APR

19.24%–29.99%

Rewards Rate

6x at Marriott Bonvoy hotels, 3x on up to $6,000/yr combined at grocery stores, gas stations & dining, 2x on everything else

Min. Credit Score

700+ (est.)

Sign-Up Bonus

125,000 bonus points + 1 Free Night Award after $3,000 spend in first 3 months, plus up to $100 in statement credits for airline incidentals

Rates & Fees

Annual Fee

$95

Purchase APR

19.24%–29.99% variable

Foreign Transaction Fee

None

Balance Transfer Fee

5% of the amount transferred, $5 minimum

Cash Advance Fee

5% or $10 minimum, whichever is greater

Late Payment Fee

Up to $41

Estimate Your Rewards

See how this card fits your monthly spending

Enter your typical monthly spend by category to see roughly what the Marriott Bonvoy Boundless® Credit Card would earn you per year (this doesn't include any one-time sign-up bonus).

$/mo
$0/mo$1,500/mo
$/mo
$0/mo$1,500/mo
$/mo
$0/mo$1,500/mo
$/mo
$0/mo$1,500/mo
$/mo
$0/mo$1,500/mo
$/mo
$0/mo$3,000/mo

Note: The 6x rate applies only to purchases at participating Marriott Bonvoy hotels, not modeled here since it isn't a general spend category. The 3x grocery/gas/dining rate applies to the first $6,000 combined spend per year, then drops to the 2x base rate.

Est. Annual Rewards

$466/yr

After $95 Annual Fee

$371/yr

Based On

$1,950/mo

Key Features

Free Night Award (redeemable at hotels costing up to 50,000 points) every account anniversary

Automatic Marriott Bonvoy Silver Elite status, with Gold Elite after $35,000 spend in a cardmember year

15 Elite Night Credits toward status every calendar year

Pros & Cons

Pros

  • 125,000-point welcome offer is among the largest hotel co-brand bonuses available
  • Annual Free Night Award alone can outweigh the $95 fee
  • No foreign transaction fees for international Marriott stays

Tradeoffs

  • 6x bonus rate is limited to Marriott purchases only
  • Free Night Award requires topping up with cash or points at hotels above the 50,000-point threshold
  • $95 annual fee vs. no-fee flat-rate travel cards

How to Apply

Check whether your credit profile is a reasonable fit — Chase generally looks for applicants around 700+ FICO for the Marriott Bonvoy Boundless® Credit Card, alongside income and existing debt.

Gather your Social Security number, annual income, housing payment, and employer details before starting the application.

Apply directly through Chase's official site or app to make sure you're getting current, accurate offer terms.

Most issuers give an instant decision online; some applications are sent to manual review, which can take 7–10 business days.

If approved, activate the card and set up autopay before your first statement is due to avoid a late payment.

How It Compares

Current product highlighted
ProductAnnual FeePurchase APRRewards Rate
Marriott Bonvoy Boundless® Credit Card$9519.24%–29.99%6x at Marriott Bonvoy hotels, 3x on up to $6,000/yr combined at grocery stores, gas stations & dining, 2x on everything else
Chase Sapphire Preferred®$9521.49%–28.49%5x Chase Travel, 3x dining, gas/EV charging, online grocery, streaming & vacation rentals, 2x other travel
Chase Sapphire Reserve®$79519.49%–29.99%3x travel & dining worldwide
Capital One Venture X$39519.49%–28.49%10x hotels & rental cars, 5x flights via Capital One Travel, 2x everything else

Frequently Asked Questions

What credit score do I need for the Marriott Bonvoy Boundless® Credit Card?

Chase generally looks for applicants with a credit score around 700+ for the Marriott Bonvoy Boundless® Credit Card, though approval also depends on your income, existing debt, and overall credit profile — not credit score alone.

What's the annual fee on the Marriott Bonvoy Boundless® Credit Card?

The Marriott Bonvoy Boundless® Credit Card carries a $95 annual fee. Whether that's worth it depends on how much value you get from its rewards rate and included perks each year.

Does the Marriott Bonvoy Boundless® Credit Card have a sign-up bonus?

Yes — new cardholders can currently earn 125,000 bonus points + 1 Free Night Award after $3,000 spend in first 3 months, plus up to $100 in statement credits for airline incidentals. Bonus terms and required spend change over time, so confirm the current offer on Chase's site before applying.

What fees should I watch for on the Marriott Bonvoy Boundless® Credit Card?

Beyond the annual fee, check the foreign transaction fee (None), balance transfer fee (5% of the amount transferred, $5 minimum), cash advance fee (5% or $10 minimum, whichever is greater), and late payment fee (Up to $41). These matter most if you carry a balance, transfer debt, or use the card internationally.

How does the Marriott Bonvoy Boundless® Credit Card compare to similar cards?

The Marriott Bonvoy Boundless® Credit Card is one of several travel cards worth comparing side by side — see the "How It Compares" table on this page for a few close alternatives, or browse the full list of travel cards for more options.

Other Credit Cards

Chase Sapphire Preferred®

5x Chase Travel, 3x dining, gas/EV charging, online grocery, streaming & vacation rentals, 2x other travel

Chase Sapphire Reserve®

3x travel & dining worldwide

Capital One Venture X

10x hotels & rental cars, 5x flights via Capital One Travel, 2x everything else

Rates, fees, and rewards shown are illustrative as of 2026 and subject to change — always confirm current terms directly with the issuer before applying.

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