Texas Income Tax 2026
Texas has no state income tax in 2026. Texas levies no individual income tax; the state constitution effectively prohibits one without voter approval.
2026 Rate
0%
Structure
No income tax
How Texas income tax works
Texas does not withhold a broad individual income tax from wages. That does not make every kind of income or every household tax-free: federal income tax, Social Security, Medicare, property taxes, sales taxes and any special state levies can still apply.
Texas levies no individual income tax; the state constitution effectively prohibits one without voter approval. Filing status matters because bracket widths, deductions and exemptions may differ for single and married filers. Use these rates for comparison and planning, then confirm your return with the current instructions from the Texas tax agency.
Texas paycheck planning examples
These examples apply a 0% planning rate to gross pay to show scale. They are not tax-return calculations and do not include deductions, credits, local taxes or special income rules.
| Annual gross pay | Planning rate | Illustrative annual amount | Monthly equivalent |
|---|---|---|---|
| $50,000 | 0% | $0 | $0 |
| $100,000 | 0% | $0 | $0 |
| $200,000 | 0% | $0 | $0 |
See your Texas take-home pay
Your paycheck still shrinks from federal income tax and FICA — run the numbers with a 0% state rate.
Open the paycheck calculator →What to verify before filing in Texas
Taxable-income starting point
Check whether the state starts from federal adjusted gross income or federal taxable income, then applies state additions and subtractions.
Deductions and credits
Confirm the current standard deduction, personal or dependent exemptions, refundable credits and any income-based phaseouts.
Local and special taxes
Check city or county income taxes, capital-gains rules, payroll assessments and taxes that apply to nonresidents or remote workers.
Retirement income
Review how the state treats Social Security, pensions, IRA withdrawals and military retirement benefits for your age and income.
Texas income tax FAQ
Does Texas have a state income tax in 2026?
No. Texas levies no state tax on wages or salaries in 2026. Texas levies no individual income tax; the state constitution effectively prohibits one without voter approval.
Do I still pay federal taxes if I live in Texas?
Yes. Federal income tax and FICA (7.65% for Social Security and Medicare) apply no matter where you live. For most earners those federal taxes are far larger than any state income tax would be.
Is moving to Texas a guaranteed tax saving?
Not necessarily. States without an income tax often make up revenue through higher sales, property, or excise taxes, so compare your full cost picture — housing, property tax, and insurance — not just the income tax line.
Compare with other states
Keep planning
Researched and reviewed by: SmartRates Editorial Team · Tax data methodology · Last verified July 26, 2026
Sources: Tax Foundation — 2026 State Individual Income Tax Rates and Brackets and USA.gov — State tax agencies. Rates are state-level individual income tax figures for tax year 2026 and may exclude local income taxes, credits, deductions, and special regimes. Confirm with your state's revenue department or a tax professional before filing.