At a Glance
Key Features
Replacement cost guarantee for full rebuild costs
Green home discount for eco-friendly upgrades
IntelliDrive bundling discount with auto
Pros & Cons
Pros
- Strong financial strength for large claims
- Flexible deductible options
- Good discounts for new/renovated homes
Tradeoffs
- Online quoting is less streamlined than newer insurers
- Rates vary widely by region
Best for: Homeowners in disaster-prone areas
Premiums shown are illustrative national averages as of 2026 and vary by state, coverage limits, and personal risk factors — get a personalized quote directly from the provider.