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Auto Insurance Review🚗 Best for High-Risk Drivers

Progressive Auto Insurance

Progressive

Liability, collision, comprehensive, gap & rideshare coverage. Typical cost $120–$190/month.

At a Glance

Category

Auto Insurance

Typical Monthly Cost

$120–$190

AM Best Rating

A+

Coverage Type

Liability, collision, comprehensive, gap & rideshare coverage

Key Features

Name Your Price tool to fit a budget

Snapshot usage-based discount (up to 30%)

Accident forgiveness available

Pros & Cons

Pros

  • Competitive for high-risk drivers
  • Wide range of optional coverages (gap, rideshare)
  • Easy online quote comparison

Tradeoffs

  • Snapshot can raise rates for risky driving
  • Customer service ratings below industry average

Best for: Drivers with prior accidents or violations

Frequently Asked Questions

How much does Progressive Auto Insurance typically cost?

Progressive policies like this typically run $120–$190/month, though your actual premium depends on your location, coverage limits, and personal risk factors.

Is Progressive financially stable?

Progressive carries an AM Best financial strength rating of A+, which reflects the insurer's ability to pay claims. Higher ratings generally indicate stronger financial stability.

Who is Progressive Auto Insurance best for?

Drivers with prior accidents or violations.

Other Insurance

GEICO Auto Insurance

Liability, collision, comprehensive & uninsured motorist

State Farm Auto Insurance

Liability, collision, comprehensive & roadside assistance

USAA Auto Insurance

Liability, collision, comprehensive & military-specific coverage

Premiums shown are illustrative national averages as of 2026 and vary by state, coverage limits, and personal risk factors — get a personalized quote directly from the provider.

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