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Auto Insurance Review🏆 Best Overall Auto

State Farm Auto Insurance

State Farm

Liability, collision, comprehensive & roadside assistance. Typical cost $125–$200/month.

At a Glance

Category

Auto Insurance

Typical Monthly Cost

$125–$200

AM Best Rating

A+

Coverage Type

Liability, collision, comprehensive & roadside assistance

Key Features

Largest agent network in the US

Drive Safe & Save usage-based discount

Steer Clear program for young drivers

Pros & Cons

Pros

  • Excellent local agent support
  • Strong bundling discounts with home insurance
  • High customer satisfaction scores

Tradeoffs

  • Online-only quoting can be limited without an agent
  • Premiums slightly above national average

Best for: Drivers who want a local agent

Frequently Asked Questions

How much does State Farm Auto Insurance typically cost?

State Farm policies like this typically run $125–$200/month, though your actual premium depends on your location, coverage limits, and personal risk factors.

Is State Farm financially stable?

State Farm carries an AM Best financial strength rating of A+, which reflects the insurer's ability to pay claims. Higher ratings generally indicate stronger financial stability.

Who is State Farm Auto Insurance best for?

Drivers who want a local agent.

Other Insurance

GEICO Auto Insurance

Liability, collision, comprehensive & uninsured motorist

Progressive Auto Insurance

Liability, collision, comprehensive, gap & rideshare coverage

USAA Auto Insurance

Liability, collision, comprehensive & military-specific coverage

Premiums shown are illustrative national averages as of 2026 and vary by state, coverage limits, and personal risk factors — get a personalized quote directly from the provider.

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