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Auto Insurance Review🛠️ Most Customizable

Liberty Mutual Auto Insurance

Liberty Mutual

Liability, collision, comprehensive, new-car replacement & better car replacement. Typical cost $130–$210/month.

At a Glance

Category

Auto Insurance

Typical Monthly Cost

$130–$210

AM Best Rating

A

Coverage Type

Liability, collision, comprehensive, new-car replacement & better car replacement

Key Features

RightTrack usage-based discount program

New Car Replacement and Better Car Replacement add-ons

Customizable policy builder with many optional coverages

Pros & Cons

Pros

  • Extensive menu of optional coverage add-ons
  • Multi-policy and multi-car bundling discounts
  • 24/7 claims support

Tradeoffs

  • Premiums trend above the national average
  • Discount stacking requires bundling for best rates

Best for: Drivers who want highly customizable coverage add-ons

Frequently Asked Questions

How much does Liberty Mutual Auto Insurance typically cost?

Liberty Mutual policies like this typically run $130–$210/month, though your actual premium depends on your location, coverage limits, and personal risk factors.

Is Liberty Mutual financially stable?

Liberty Mutual carries an AM Best financial strength rating of A, which reflects the insurer's ability to pay claims. Higher ratings generally indicate stronger financial stability.

Who is Liberty Mutual Auto Insurance best for?

Drivers who want highly customizable coverage add-ons.

Other Insurance

GEICO Auto Insurance

Liability, collision, comprehensive & uninsured motorist

Progressive Auto Insurance

Liability, collision, comprehensive, gap & rideshare coverage

State Farm Auto Insurance

Liability, collision, comprehensive & roadside assistance

Premiums shown are illustrative national averages as of 2026 and vary by state, coverage limits, and personal risk factors — get a personalized quote directly from the provider.

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